Planning library
Understand Medicaid Before a Care Crisis
Start with a plain-language guide, then check the current numbers for your state. Every guide shows its official sources and review status.
9 minute guide
Long-Term Care Medicaid Eligibility
Understand the four major tests used in long-term care Medicaid decisions: coverage category, care need, income, and resources.
Read the guide →8 minute guide
Income Limits and Qualified Income Trusts
Learn why Medicaid income limits vary and how federal guidance describes the 2026 special income limit and qualified income trusts.
Read the guide →9 minute guide
Asset Limits and Spousal Protection
Understand countable resources, the 2026 federal resource standards, and how Medicaid spousal impoverishment protections work.
Read the guide →9 minute guide
Look-Back Period and Estate Recovery
Learn the difference between Medicaid transfer-of-asset review before coverage and estate recovery after a beneficiary's death.
Read the guide →Check the rules for your state
Use the free state calculator to organize income and resource questions. If care is urgent or the numbers are close, request a conversation with a local professional.