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Protect Your Parent's Savings from $9,500/Month Nursing Home Costs

See if your family qualifies for Medicaid long-term care — without losing the family home. Check your state's rules in 60 seconds, free.

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Medicaid Eligibility Snapshot

Florida income limit $2,982/mo

Asset limit (single) $2,000

Spousal allowance (CSRA) up to $162,660

Look-back period 60 months

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Florida 2026 figures · Verified 2026-06-27

How It Works

1

Select Your State

Every state has different income and asset limits. Choose yours to get accurate 2026 numbers.

2

Adjust the Sliders

Enter income and savings. Results update live — no form to submit, instant answers.

3

Get Connected

If you want expert help, we match you with a licensed local Medicaid planning specialist — free.

Free Planning Tools

Calculators, quizzes, and checklists for Medicaid planning.

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Eligibility Calculator

Check income & asset eligibility instantly with live sliders.

Look-Back Penalty Estimator

Estimate penalty months for gifts made in the last 5 years.

Spousal Protection (CSRA)

See how much the at-home spouse can keep.

Cost-of-Care Runway

How long will savings last at local care costs?

Will Your Parent Qualify?

5-question quiz for a quick eligibility screen.

Medicaid Document Checklist

Everything you need to gather before applying.

Learn the Rules

Plain-language guides from elder law experts.

Florida Medicaid Planning Overview

Income limits, asset rules, spousal protections, and estate recovery — the complete picture.

Understanding the 60-Month Look-Back Period

How Medicaid reviews past gifts, how penalties are calculated, and what transfers are exempt.

Planning library

Learn the Rules Before You Move Money

Source-backed explanations tied to the questions families ask most.

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Long-Term Care Medicaid Eligibility

Understand the four major tests used in long-term care Medicaid decisions: coverage category, care need, income, and resources.

Income Limits and Qualified Income Trusts

Learn why Medicaid income limits vary, how the 2026 special income limit is used, and when a qualified income trust may be relevant.

Asset Limits and Spousal Protection

Understand countable resources, the 2026 federal resource standards, and how Medicaid spousal impoverishment protections work.

Look-Back Period and Estate Recovery

Learn the difference between Medicaid transfer-of-asset review before coverage and estate recovery after a beneficiary's death.