Idaho · 2026
Medicaid Eligibility
Calculator
Who is applying?
Data verified 2026-06-27 · Estimates only, not legal advice
Idaho Medicaid
Eligibility 2026
Verified 2026-06-27 · 2026 figures
Key Numbers at a Glance
| Income limit (single) | $2,901/mo |
| Income limit (couple, both) | $5,802/mo |
| QIT required above | $2,901/mo |
| Asset limit (single) | $2,000 |
| Asset limit (couple, both) | $3,000 |
| Spousal allowance (CSRA max) | $157,920 |
| Spouse monthly income (MMMNA) | $2,644 – $3,948/mo |
| Personal needs allowance | $50/mo |
| Home equity limit | $1,097,000 |
| Look-back period | 60 months |
| Penalty divisor | $10,653/mo |
| Estate recovery | Expanded |
Average Care Costs in Idaho
| Nursing home (private room) | $11,028/mo |
| Assisted living | $4,893/mo |
| Home health aide | $5,434/mo |
Idaho is an income-cap state. If gross monthly income exceeds $2,901/mo, a Qualified Income Trust (Miller Trust)
must be established before applying.
Official State Source
Idaho DHW – Nursing Home Coverage ↗
Eligibility rules from Medicaid Planning Assistance (2025/2026). Idaho Medicaid administered by the Idaho Department of Health and Welfare.