Kentucky · 2026
Medicaid Eligibility
Calculator
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Data verified 2026-06-27 · Estimates only, not legal advice
Kentucky Medicaid
Eligibility 2026
Verified 2026-06-27 · 2026 figures
Key Numbers at a Glance
| Income limit (single) | $2,901/mo |
| Income limit (couple, both) | $5,802/mo |
| Asset limit (single) | $2,000 |
| Asset limit (couple, both) | $3,000 |
| Spousal allowance (CSRA max) | $157,920 |
| Spouse monthly income (MMMNA) | $2,644 – $3,948/mo |
| Personal needs allowance | $40/mo |
| Home equity limit | $730,000 |
| Look-back period | 60 months |
| Penalty divisor | $9,638/mo |
| Estate recovery | Expanded |
Average Care Costs in Kentucky
| Nursing home (private room) | $10,244/mo |
| Assisted living | $4,240/mo |
| Home health aide | $4,862/mo |
Official State Source
Kentucky CHFS – Nursing Facility Services ↗
Eligibility rules from Medicaid Planning Assistance (2025/2026). Kentucky has a medically needy pathway.